Having Car insurance provides Peace of Mind
This article explains how car insurance contributes towards having peace of mind.1,2
Car Insurance and the Repair of Vehicles
Car insurance provides motorists the financial capability to repair their vehicles ensuring the roadworthiness of the vehicle. In addition, car insurance affects road safety through media and advertising. 1
Peace of Mind for the Driver
Imagine the massive financial challenge you could face should you be involved in an accident or car theft and you’re without car insurance. When you have cover, nothing can beat having that peace of mind, knowing that your car is safe. 1
Below is a short description on the Arrive Alive website highlighting the main causes of accidents and vehicle loss. By having car insurance you can have greater peace of mind that you may be covered if these eventualities strike.
Human Error
This is one of the most significant contributors to road accidents. For instance, in 2022, human error was responsible for 77% of all light motor vehicle accidents and 85% of all truck crashes on the N3. Some examples of human error include going through a red traffic light, falling asleep at the wheel, tailgating, and drunken and distracted driving. Additional factors involve speeding, illegal or unsafe overtaking, and drunk or jaywalking pedestrians.1,2
Non-roadworthy Vehicles
Such vehicles are unsafe to drive, having defects that include faulty brakes, steering, headlights or taillights, passenger overloading, and defective tyres. 1
Challenges on the Road
Stray or wild animals, dangerous corners, poor road surfaces, including potholes, poor visibility due to fog and rain, and roadworks can also cause accidents. 1
There needs to be an increase in educating car owners on insurance, because according to the Ombudsmans for Short-Term Insurance, there can be complaints from consumers who don’t understand how insurance products and the financial services industry operate.
Motorists can learn more from the Car Insurance blog about car insurance itself, as shown below.
The More Insured Cars, the Better for Road Safety
Unfortunately, only 30% of 12 million vehicle owners have car insurance. Increasing this percentage would significantly contribute towards road safety. The Blog advises the public on buying a suitable insurance product, cooperating with the insurer, and following the required procedures after an accident. 1
Which Car Insurer Should I Choose?
Objective financial experts with independent views help consumers select the most suitable car insurance. The Arrive Alive Blog shows consumers how to go online, compare car insurance quotes and purchase. 1
Disclaimer
The article aims to explain how car insurance affects road safety in South Africa. 1,2
The Blog helps you to locate excellent companies with affordable car insurance products. Contact PMD, and we’ll show you via our world-class client service our affordable car insurance products. They consist of comprehensive and customised car insurance with fixed premiums* and reducing excess*. You can buy comprehensive or customised car insurance only for cars under 15 years old, but age is no issue regarding our third-party PLUS car insurance. T’s and C’s apply.
If you consult a financial advisor for professional advice, you will be sure to buy a correct financial services product.
Sources:
1https://www.arrivealive.mobi/car-insurance-advice-education-and-road-safety-in-south-africa
This article was prepared by Eric Sandmann in his personal capacity. The views and opinions expressed in this article are the author’s own. The views and opinions in the article should not be attributed to anyone but the author unless expressly stated. Nothing in this article should be relied upon as advice, this publication is presented for informational purposes only. No person should act or refrain from acting in reliance on any information found in this article, without first obtaining proper financial advice from the appropriate professional. The author makes no claims, promises or guarantees about the accuracy, or completeness, of any information linked from, referred to, or contained in this article. The author reserves the right, to edit and change the content of this article.
@Legal, I’m concerned about this statement – that it could be disparaging to drivers. Please advise if we should leave it in or how we can change it.
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– Arrive Alive (@_ArriveAlive) July 5, 2023
